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That's an unusually comprehensive, technical and useful blog for Finextra!

Putting the Labour/Blair thing to one side and responding to the fraud expansion comment, I do see UK Fintech leaders in real-time fraud detection and complex fraud detection (tax, AML, fincrime, etc). I've worked for two such firms.

Complex financial crime is easier to detect than it used to be. Money launderers, organized criminals and tax dodgers have far fewer places to hide. Also, streaming real-time analytics, including model inference at scale in-memory and with distributed memory, with much-improved model deployments (types and agility to recalibrate) is powerful and increasingly democratized.

That said, I'd also note that fintech favourite, crypto, is the criminal's friend and I'd hope there's a responsible crypto strategy in the bag of tricks of the next UK Govt.

Very good. I'd not seen it! Quite agree. Cassandra is my old stomping ground!